Form A – Personal Details
At the top of Form A, applicants must declare whether they are applying for an SBI home loan as an applicant, co-applicant, or guarantor. Only individuals applying for home loans will select the “Applicant” option. Persons applying jointly for home loans will select the “Co-Applicant” option. Finally, applicants guaranteeing to pay the borrower’s loan in the event of default on the loan obligation should select the “Guarantor” option.
Next, fill in your personal details, including:
- Name
- Gender
- Salutation (title)
- Date of Birth
- Marital Status
- Name of Spouse, Father, and Mother
- Total number of dependents in your family
- Number of children
- Category (SC/ST/OBC/ General)
- Nationality, Residential Status (Resident/NRI/PIO) and Religion
- Place of Birth
- Proof of Identity Type, Number & Validity (Aadhaar, PAN Card, Voter’s ID, Driving License, Passport, etc.)
- Highest education qualification and the qualifying year
- Current address details in full
- Duration of your stay at the current address
- Type of Residence
- Permanent address details in full
- Contact numbers (landline and/or mobile number)
- Personal email address
- Permanent address in full (if any)
- Telephone number of permanent address
- Office or business address
- Office contact details such as telephone/mobile numbers, email address, and fax number
- Home loan repayment mode
- Relationship with the bank
- Names and addresses of at least two referees who are not related to you
Form B – Employment & Income Details
In Form B, applicants will have to again specify if they are applying for an SBI housing loan as an applicant, co-applicant or guarantor. Next, select the nature of your occupation – Salaried, Businessmen/Self Employed Professionals or Pensioner. Following this, provide details as required under the following sections:
Salaried Individual
This section is for applicants who are employed under an organization and get a regular paycheck. If you are a salaried individual, you will need to provide the following details:
- Name of the current employer
- Status of Employment
- Total Working Experience
- Experience in the Current Job
- Experience in the Previous Job (if applicable)
- Name of the Previous Employer
- If you had a previous employer, mention its name, contact number, and address
- The current industry you are working such as banking and insurance, telecom, and IT & software
- The type of your current organization
- Current department, designation, employee number, and remaining service
